Business Line Insurance
Group health insurance is essentially insurance provided to members of a group at a discounted rate by insurers. The insurers are able to provide this coverage at a discount because they're taking on a pool of insured that they can spread the risk out among.
For many employers, group health insurance is perhaps the most important fringe benefit they offer because its advantageous tax-wise to both employers and employees. Employers benefit because they get a tax deduction for offering coverage. Employees benefit because compensation their employers provide them with to meet premiums is untaxed. Employer-based group health insurance has a broad reach. About 60 percent of Americans with private health coverage receive it from an employer-based group health insurance plan.
The group health insurance plans
provide an opportunity for a small business to provide
adequate insurance coverage for employees at the lowest
possible price. Potential employees are attracted by
insurance policies and can help to increase the small
To be eligible for group coverage in most states, you must have a minimum of two eligible employees.
Tell us about your company and employees. Then we'll show you health insurance quotes from a number of leading companies in your area.
Compare plan rates and benefits to find the best match for your needs and talk with one of our licensed insurance agents for personal help.