Business Line Insurance 

Ultimate Insurance Group Life Insurance  

As an employer, you are aware of the importance of employee benefits and their contribution to your business success. Group Life insurance plan can benefit you and your employees. In most states, we can establish a plan for employee groups of five or more, while some states require a minimum of ten employees. Contact us for eligibility requirements.

 

Advantages to the Employer:
· Federal income-tax deductible premiums.
· Desirable fringe benefit to offer new employees.
· Reduced turnover, saving your money in hiring and training costs.
· Contributes to employee security, loyalty, and higher morale.
· Valuable life insurance protection provided at a low group rate.

Advantages to the Employee:
· Valuable life insurance protection provided at a low group rates.
· Right to name and change beneficiaries at any time.
· Waiver of Premium Disability Benefit rider is available at no extra cost.


  • Often employers make additional insurance protection available for certain covered events or accidents. Accidental Death and Dismemberment (AD&D) coverage generally pays for a covered accident that results in loss of life, speech, hearing or sight, or in paralysis. It can be available as a low-cost part of your company-paid basic coverage, an employee-paid coverage, or both.

 


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